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Invoice Factoring

Factoring Can Help You Stay in Business and Grow

Let us be your First in Factoring to provide immediate cash flow so that you can enjoy the future growth and success of your company.

You provide the invoice and we collect so you can continue to work on your business right away. Credit checks and quick availability to an account manager are the perfect partnership to protect your business.

Apply now with our newest feature of uploading all required documents on our highly-secured server.

I want to complete an application now!


  • Online Access. Upon request.
  • Flexible Factoring Fees. Factoring fees start as low as 1%.
  • Dedicated Account Manager. Your advocate and partner for success.
  • Personal Credit History Not Required. CJM Financial does not consider credit scores and history when determining your eligibility.
  • No Setup Fees. Free, fast application process.
  • Fuel Cards. CJM Financial offers newly negotiated fuel discounts up to $0.60.
  • Free Online Credit Checks. Free online checks 24/7 through your personalized client login, or utilize your dedicated account manager for credit decisions.
  • Full Collections Team. We have your back.