Frequently Asked Questions
Factoring is receiving cash for an invoice that you get after you deliver a product or complete a service.
CJM provides the most cash with the lowest fees in the industry.
If your company is growing and the bank is not responding quick enough, CJM Financial is your answer. CJM provides same-day funding for hundreds of successful companies. Industries served are transportation & trucking, staffing agencies, construction/excavation, and many other small to mid-size businesses.
No. We do not charge sign up fees.
After we receive your completed application and factoring agreement, funding can begin in 24 to 48 hours.
Yes! We offer no additional charge for same-day funding.
We offer payment by check, fuel card, wire, or ACH. Contact your Sales Rep today for more information.
CJM offers free access to our 24-hour online database. You may also email our credit and collections department during normal business hours for priority credit check responses.
You only need an invoice that shows: (1) agreed upon rate for service, (2) proof of delivery or completion of service, and (3) any other paperwork required by your customer for payment.
No. In most cases, they are not. Contact CJM to see if your customer requires originals.
CJM will handle your transition from your current factoring company to make sure your funding is not interrupted. Contact a salesman today to learn how easy it is at 515-964-8880 or 866-964-8880
We have some of the lowest fees and highest discount rates in the country. Click here for more information.
CJM Financial is a proud partner with SHAMROCK Advance Services, LLC. They provide up to 50% advances with one of the lowest advance rates in the industry.
CJM has some of the longest-serving, best-trained account managers in the industry with 49 years of combined account management experience.